Financial calculators that show you the whole picture

Mortgage

Explore by state (all 50, local tax & insurance preloaded) or by loan amount ($100k–$2M payment tables).

• Mortgage Calculator

  Estimate your full monthly payment — principal, interest, property taxes, insurance, PMI, and HOA — with a complete amortization schedule.

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• Home Affordability Calculator

  How much house can you afford? Income, debts, and the 28/36 rule turned into a real price range.

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• Extra Payment Mortgage Calculator

  What paying more each month (or one lump sum) does to your mortgage payoff date and interest.

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• Biweekly Mortgage Calculator

  Half your payment every two weeks equals 13 payments a year — see the years and interest it removes.

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• 15-Year Mortgage Calculator

  15 vs. 30 years side by side: payment difference, interest difference, and equity build.

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• FHA Loan Calculator

  FHA payment with both MIP charges included — upfront 1.75% and the annual premium, with the 11-year rule.

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• VA Loan Calculator

  VA payment with the correct funding fee for your down payment and usage — and no PMI.

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• Mortgage Payoff Calculator

  Pay off your existing mortgage early: extra monthly payments, lump sums, and your new payoff date.

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• Down Payment Calculator

  Every tier from 3.5% to 20% compared: cash needed, payment, PMI — and what your savings cover.

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• PMI Calculator

  Your monthly PMI, the exact month it cancels at 78% LTV, and how extra payments remove it sooner.

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• Mortgage Points Calculator

  Price the rate buy-down: points cost, monthly savings, break-even month, lifetime value.

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• Rent vs. Buy Calculator

  Year-by-year net cost of each path — equity, appreciation, and transaction costs included — with your crossover year.

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Debt Payoff

• Loan Payoff Calculator

  See how extra payments shorten your loan and how much interest you save.

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• Credit Card Payoff Calculator

  How long your payment takes — or the payment that hits your target date — with a +$50/+$100 ladder.

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• Debt Consolidation Calculator

  Your debts vs. a real loan offer at the same monthly budget — fees counted, longer-term tricks exposed.

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• Personal Loan Calculator

  Payment, total interest, and full schedule for any personal loan — plus early-payoff savings.

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• Student Loan Payoff Calculator

  Fixed-plan student loan math with extra-payment savings — and when NOT to prepay (IDR/forgiveness).

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• Debt Snowball Calculator

  Compare the snowball and avalanche payoff methods side by side across all your debts.

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Refinance

• Refinance Calculator

  Find your break-even month and lifetime savings before you refinance.

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• Cash-Out Refinance Calculator

  What the cash really costs per dollar borrowed — plus the 80% LTV check and your new payment.

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Auto

• Auto Loan Calculator

  Estimate car payments including trade-in value and state sales tax.

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• Car Affordability Calculator

  Turn a monthly budget into a maximum sticker price — tax-aware, with down payment and trade-in.

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• Auto Refinance Calculator

  Check the refi math on your car loan in 30 seconds — fees included, longer-term trap flagged.

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